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At the beginning of the credit repair process folks have a tendency to focus only on removing the bad items. Many times folks will start without any open accounts. This will not get you the results that you need to see. Happily this is a situation that may be fixed and we’ll show you how here.


There’s a common misconception that bad items are the main factor in figuring out your score. In fact it is just as important to have positive current activity. In order to see real improvement in your credit score you ought to be reporting positive items to the credit offices every month.


So What Are You Able To Do?


The initial step you want to take if you haven’t got any open accounts is open one. That potentially sounds like the last thing you must do but hear us out. While you might still be able to get an unsecured card your best chance may be a secured one.


So What Exactly Is a Secured Credit Card?


A secured credit card could be a powerful credit building tool. Basically a secured card is backed by collateral that you provide to”secure” the card. For credit building purposes it’s generally a relatively little amount of cash that becomes your borrowing limit. This protects the creditor and lets you create a positive revolving debt. Be sure to keep your balance low and your payments punctually.


Use An Authorized User Account


If you have got a relative with a sound credit history see whether they will put you on as an authorized user. This option will not be available in each scenario due to family circumstances. But if available it’s a great credit building tool.


The method is easy and you need?no qualifications. They’re going to require some personal info such as your Social Security ID. The card holder simply calls the card company and asks to have a card sent to you for emergency purposes. Inside 2 months the card should show up on your credit report and you will get advantages from their good credit practices.


While the authorized user system is a straightforward way to raise your credit rating David Beckham Jersey , it alone can’t”fix” your credit. Building credit for yourself as well as becoming an authorized user will get you back on the fast lane to great credit.


If you need help improving your scores be so good as to check out my site on credit repair. Our top credit expert may be the answer to you credit worries.


Winners Mindset - How Can I Help You Versus How Can You Help Me? ECommerce Articles | July 28, 2008
We are all guilty of this, and we all need reminding at times. It is easy for us to get caught up with our businesses and constantly be on the lookout for more people to bring into our business Manchester United FC Jersey , more ...


We are all guilty of this, and we all need reminding at times. It is easy for us to get caught up with our businesses and constantly be on the lookout for more people to bring into our business, more people who can join and help us make the income we want. Even the desire to find people to teach us what we need to know without thinking of the value we could provide to them in return. This type of thinking will harm your business.


I've actually talked over this topic with many other successful marketers. The way they Leroy Sane Jersey , and I, have created strong businesses is because we are willing to give. Instead of thinking about how other people will help you, or even worse asking them how they can help you Kevin De Bruyne Jersey , try asking them "How can I be a help to you?", or "What could I do to help you?".


Just for a second imagine someone asking you one of those questions. Doesn't this totally change the way you view them? But what if someone came up to you and said "I have this business I am trying to build, please take a look and let me know if you are interested or if you can help me." It doesn't sound so bad Oleksandr Zinchenko Jersey , right? The problem is that this is the first thing they are saying to you, and you really don't see much value in it for you... I mean you could be working with many other people who are actually in your business and not some other business. Plus, you know this person is only asking for their own benefit Sergio Aguero Jersey , that is not a good first impression.


So how do you create a great first impression? The best way is to start your relationship off with the other person by giving valuable information for nothing in return. Everyone has something they can share or some type of knowledge that will benefit others. Write or create a video to deliver this information to others. You can either write an article, a free report, or even a whole e-book. Let your site visitors download or read it Manchester City FC Jersey , send it to your prospects and also your existing downline. By creating this first step you have something valuable to offer others and they will see value in working with you. Another tip is to even offer "Gurus" suggestions to improve parts of their marketing that you have noticed could help them. Nobody is an expert at everything, no matter how successful they are.


The other way is simply building a relationship. Ask questions about the person and how you can help them. Listen to what other people need. If you are able to find the answers to those questions for them or provide them what they need people will want to return the favor and it will come back to you many times over. Instead of chasing after people it can be much more profitable just being genuinely interested in other people and their personal success. This will attract other successful people to you as well as people seeking to learn.
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