An adjustable rate mortgage (ARM) should also b

WASHINGTON Jordan 13 For Sale , Aug. 3 (Xinhua) -- Scientists using the world's smallest neutrino detector reported Thursday that they have observed the "elusive interactions" of the ghostly particles with the nucleus of an atom for the first time.


The research, performed at the U.S. Department of Energy's Oak Ridge National Laboratory (ORNL) and published in the U.S. journal Science, confirmed a neutrino interaction process predicted by theorists 43 years ago, but never seen.


"The one-of-a-kind particle physics experiment at Oak Ridge National Laboratory was the first to measure coherent scattering of low-energy neutrinos off nuclei," ORNL physicist Jason Newby, technical coordinator for the so-called COHERENT experiment www.jordan13retrowheat.com , said in a statement.


Neutrinos, often referred to as "ghost particles," are a challenge to study because their interactions with matter are so rare.


Particularly elusive has been what's known as coherent elastic neutrino-nucleus scattering, which occurs when a neutrino bumps off the nucleus of an atom.


In the new study, the researchers designed the detector that is a cesium iodide scintillator crystal doped with sodium to increase the prominence of light signals from neutrino interactions.


They installed the detector at ORNL's Spallation Neutron Source (SNS), which produces neutrons for scientific research and also generates a high flux of neutrinos as a byproduct.


"Placing the detector at SNS cheap air jordan 13 wheat , a mere 65 feet (20 meters) from the neutrino source, vastly improved the chances of interactions," the study said.


"That signal is as tough to spot as a bowling ball's tiny recoil after a ping-pong ball hits it," it said.


Meanwhile, the new design allowed the researchers to decrease the detector's weight to just 14.5 kilograms, enough for a researcher to carry.


In comparison air jordan 13 wheat clearance , the world's most famous neutrino observatories are equipped with thousands of tons of detector material.


The COHERENT experiment involves more than 80 researchers from 19 institutions and four nations and has been in operation for more than one year at ORNL.


Through measuring coherent elastic neutrino-nucleus scattering, physicists hope to better understand the properties of the mysterious particle.


"Neutrinos are one of the most mysterious particles," said physicist Juan Collar of the University of Chicago who led the design of the detector. "We ignore many things about them. We know they have mass, but we don't know exactly how much."


First high speed railway in Inner Mongolia starts operation


China to host 9th BRICS Summit in September in Xiamen


New look of quake-hit county in China's Yunnan


Amazing canyon scenery in NW China's Gansu


Military parade held to mark PLA 90th birthday (Part I)


SWAT team members take part in drill


Acrobatic show staged in China's Xinjiang


Martial arts competition held in China's Henan


SAINT-AIGNAN, France, Aug. 5 (Xinhua) -- Huan Huan air jordan 13 wheat mens , the femalepanda on loan to France from China, has delivered twin cubs onFriday night, but one cub died shortly after its birth, accordingto the French zoo.


In her first delivery, Huan Huan "was very calm" and has givenbirth to two cubs at an interval of a few minutes, the zoo said.The first panda cub was born at 10:18 p.m. local time (2018 GMT) air jordan 13 wheat for sale ,and the other came 14 minutes later.


In the wild, female pandas raise only one cub, the "strongest",the one that has the most chances of survival, and abandon thesecond. Huan Huan took care of the first cub immediately after itsbirth, but chose the second cub and abandoned the first after thesecond cub was born.


The first cub was put immediately to the incubator but wasannounced dead shortly.


Huan Huan and her male partner Yuan Zi arrived in centralFrance's Beauval Zoo in January 2012. They are on loan from Chinafor 10 years.


A female panda is only on heat once a year for two days.


Two Chinese caretakers air jordan 13 retro wheat , specialized in baby pandas, arrived atthe animal park to help look after the panda family 24 hours a dayuntil January 2018. They will also train the zoo's staff to masterthe first steps necessary for a good care of the new comers.


There are about 2,000 pandas in the world. They are classifiedas "vulnerable" species by the International Union for Conservationof Nature. Enditem

Home Mortgage Loan Refinance - Refinancing A Fixed Rate Mortgage

Posted by nick_niesen on October 29th, 2010


Refinancing a fixed rate mortgage is usually only suggested when interest rates fall, but you can also save money by changing your loan terms. You can also pull out part of your equity to pay bills or renovate.


Lower Interest Rates


In general when interest rates are at least 1% lower than your current mortgage rate, it pays to refinance. But you need to consider other factors air jordan 13 wheat 2017 , such as the length of your mortgage, loan costs, and how long you plan to stay in your home.


An adjustable rate mortgage (ARM) should also be considered if you plan to move soon. With rates lower than a fixed, you will see lower monthly payments. But you have the risk that your rates and payments will increase over time.


To help decide if refinancing makes sense for you, calculate the difference in interest payments over the course of your loan. Online mortgage calculators can help you find both total interest costs and monthly payments.


Better Loan Terms


Besides lower interest rates, you can save money by converting to a better loan term. A shorter loan air jordan 13s wheat , such as a 15 year term, can save you thousands on interest payments, even if you don聮t have a lower interest rate. However, your monthly payments will be 10% to 15% higher.


You can also reduce your monthly payments by refinancing for a longer term. You trade lower payments for higher interest costs.


Access Your Equity


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